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Charles Rutenberg Realty, INC
1545 South Belcher Road
Clearwater, FL 33764
Phone: (727) 538-9200
Fax: (727) 535-2723
GRI stands for Graduate REALTORS® Institute. The GRI designation acknowledges REALTORS® who have completed a comprehensive education program that provides practical real estate training. This program is above and beyond the education required to earn a real estate license.An arrangement by which real estate brokers place their listings together so that all members of the multiple-listing service have an opportunity to sell properties listed by other members of the service.A real estate agent is a REALTOR® when he or she becomes a member of the NATIONAL ASSOCIATION of REALTORS® (USA) or the Canadian Real Estate Association (Canada). The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics.REALTORS® with the SFR certification can be a trusted resource for short sales and foreclosures.Hold mouse over logo for description.
Free Buyer Reports
 
- Helpful Information For Buyers -
Buyer ReportsEvery property purchase is a new learning experience, but you don't want to learn from a bad experience. These reports represent knowledge and experience that can help you better understand the wide range of topics that make up a property purchase.

Buyer Report Index

  1. How to Avoid Home Buying Mistakes
  2. Mistakes to Avoid When Buying a Home
  3. Mistakes to Avoid Prior to Home Ownership
  4. Buyer's Checklist
  5. Choosing A Lender
  6. Closing the Transaction
  7. Consider the Contract
  8. What is Escrow
  9. Finding Financing
  10. Find the Right Mortgage
  11. Homeowner Tips
  12. How Much Can You Borrow?
  13. Title Insurance
  14. What You Want, What You Need
  15. Art of Negotiation
  16. The Offer
  17. Relocation Timeline
  18. Role of A Title Company
  19. What to Offer
  20. Traditional Loan Process
  21. Put it in Writing
  22. Appraisal Basics
  23. Mortgages and Credit Reports
  24. Down Payments
  25. Homeowners Insurance
  26. 12 Ways to Save Money on Homeowners Insurance
  27. PMI Cancellation
  28. Private Mortgage Insurance
  29. PMI vs FHA MIP
  30. Title Insurance
  31. Title Insurance FAQ
  32. Title Insurance Protection
  33. Issuance of Title Insurance Policy
  34. Flood Insurance
  35. Finding the Best Real Estate Professional
  36. How to Buy Your First Home... the Easy Way!
  37. How Much Home Do I Qualify For?
  38. Which Mortgage Should I Choose?
  39. The Nine Most Common Mistakes to Avoid When Obtaining a Home Mortgage
  40. 5 Secrets to Buying the Best House for Your Money
  41. A Few Points About Interest Rates
  42. Limit the Deadline to Your Advantage
  43. Counter-Offer Strategies
  44. How to Use Contingencies
  45. Demand Inspections and Disclosures
  46. How To Stop Paying Rent
  47. 5 Buyer Secrets
  48. What You Should Know About Home Inspections
  49. Reduce Your Tax Burden Through Home Ownership
  50. Feeling a Little Cramped? Moving Up
  51. Historic Charm or Modern Conveniences?
  52. A Helpful Punch list for New Home Buyers
  53. Make Moving Easier
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